Investment Options

 

You may self-direct the investment of your account using either Option A or Option B.  Download the Investment Fund Information brochure to learn more.  You should consult with your personal financial advisor before making investment decisions.  VEBA Trust’s board of trustees, plan consultant, and third-party administrator do not give investment advice.

 

Option A:  Do-it-yourself

Build your own portfolio using any one or more of the available investment funds.  A 100 percent allocation to Stable Value is the most conservative investment allocation.

 

Asset Class /

Fund Name

Stable Value /

Dwight Separate Account

Total Return Bond /

PIMCO Total Return Institutional

Large Cap Equity /

Vanguard Institutional Index (S&P 500)

Mid Cap Equity /

Rainier Mid Cap

Small Cap Equity /

Champlain Small Company

International Equity /

Artio International Equity II

             

Fund fact sheets and prospectuses are available.  Click on a fund name above to go to that fund’s Web page.

 

 

 

 

 

 

Option B:  Choose a pre-mix

Select this option if you want your asset allocation portfolio managed by investment professionals.  

 

The risk level of each pre-mix gives strong consideration to a target time horizon (i.e. the length of time until you expect to begin making withdrawals (filing claims).  The time horizon is simply a guide; you can file claims at anytime no matter which pre-mix you choose.

                                

Pre-mix/

Time Horizon

/ Risk Level

 Immediate use /

 (begin to file claims within 0-1 years) / Conservative

 Short-term use /

 (begin to file claims within 2-3 years) /  Moderately Conservative

 Medium-term use /

 (begin to file claims within 4-5 years) / Moderately Aggressive

 Long-term use /

 (begin to file claims within 6+ years) / Aggressive